Required Documents

REQUIRED Submission Document Checklist

REQUIRED Submission Document Checklist


Submission Form
Complete Fannie Mae 3.2 file has been uploaded
DU/LP(DU not required on FHA Streamline)
92900A pages 1 and 2  -Signed by both Borrower and Loan Officer (FHA only)
Initial Loan Application(Borrower signed)
Credit Report with factors and ranges(Mortgage only with scores acceptable on FHA Streamlines, but must still
include factors and ranges) associated with DU
Borrower Signature Authorization  -Must be fully executed and dated on or prior to credit report date
Intent to Proceed
Good Faith Estimate meeting minimum submission requirements
Initial Fees Worksheet
Anti-Steering Disclosure–If not completed correctly, add PTD–ORIGINATOR condition for Disclosure dated at
least 1 day prior to the Note date
Written List of Service Providers
ARM Disclosure(ARM loans only)
MLDS–Mortgage Loan Disclosure statement indexed under “MLDS” dated within 3 days of application date
4506T (Not required for FHA Streamlines)
Income Documentation (Paystubs, W-2's, 1040's, Award Letters, etc.) 30 days paystubs dated within 60 days of
submission on salaried Borrower
Asset Documentation (not required on cash out transactions) dated within 60 days of submission
Title Commitment dated within 60 days of submission–If not in file, add PTD condition
Purchase Contract (if applicable)
If DU refi Plus, appraised value will be based on typed 1003


FHA Case # Assignment (Case query acceptable, if assignment request has been sent)
FHA Refinance Authorization(Streamlines Only)
FHA Amendatory Clause(FHA Purchases Only)signed and dated by all Buyers and Sellers at the time of Contract
**FHA Streamline only  - Copy of Payment Coupon, existing NOTE, current payoff demand



NMLS Consumer Access

NMLS ID: 303222 Click here for our NMLS Consumer Access Page

Arizona – Mortgage Bankers License BK-0931405
California – Licensed by Department of Business Oversight under California Finance Lenders Law License #60DBO37652,
Colorado – Best Capital. Funding, Inc., NMLS #303222, (888) 474-0404, Regulated by the Division of Real Estate,
Florida – License #MLD1214, Michigan – License #FL19886, Nevada – License #4113,
Nevada Mortgage Broker License,
Oklahoma - License #ML010777, Oklahoma Mortgage Lender License.
Oregon- License #ML-5410, Oregon Mortgage Lending License.
Pennsylvania - Licensed as a first mortgage banker by the Department of Banking License #51518,
Washington - Consumer Loan Company License CL-303222