Refinance Checklist

When you refinance, certain documents and information will help the process move forward more quickly. Below are listed some of the more common documents needed to refinance. The more information you have on-hand, the faster your refinancing will go.

 

You are likely to need Employment Information

  • Most recent month’s pay stubs (originals)
  • W-2 forms—past 2 years’ (copies)
  • Income tax return information, especially if self-employed—past 2 years’ (copies)

Assets & Obligations Information

  • Checking, savings, or stock accounts; 401K information; etc. (copies)
  • Current credit score and reports
  • Debt data such as credit card or current mortgage information

Insurance Information

  • Homeowners insurance (copy, especially of the declarations page)
  • Proof of title insurance
 
 

Additional Refinance Information

NMLS Consumer Access

NMLS ID: 303222 Click here for our NMLS Consumer Access Page

Arizona – Mortgage Bankers License BK-0931405
California – Licensed by Department of Business Oversight under California Finance Lenders Law License #60DBO37652,
Colorado – Best Capital. Funding, Inc., NMLS #303222, (888) 474-0404, Regulated by the Division of Real Estate,
Florida – License #MLD1214, Michigan – License #FL19886, Nevada – License #4113,
Nevada Mortgage Broker License,
Oklahoma - License #ML010777, Oklahoma Mortgage Lender License.
Oregon- License #ML-5410, Oregon Mortgage Lending License.
Pennsylvania - Licensed as a first mortgage banker by the Department of Banking License #51518,
Washington - Consumer Loan Company License CL-303222