Qualifications for a Commercial Mortgage

Qualification for a commercial mortgage depends largely on the type of property or building that is being applied for. For a more in-depth look at qualifying commercial properties please check out our commercial loan type page.

Despite some specifics on certain properties there are general criteria for qualification. As a business owner it is important for you to be able to show that your company has an appropriate debt to cash ratio. Even a company with a poor credit rating can still receive a commercial mortgage if the primary owner can show good personal credit as well as sufficient liquid assets.

Additionally, your company will need to show a continued and stable pattern of profitability as well as plans for future growth. This might include, but not limited to, copies of your business plan, earning projections and long-term business goals.

For a more detailed and personalized assessment of commercial mortgage qualifications please email or call 818-716-2877 today and speak with one of our commercial loan specialists.

NMLS Consumer Access

NMLS ID: 303222 Click here for our NMLS Consumer Access Page

Arizona – Mortgage Bankers License BK-0931405
California – Licensed by Department of Business Oversight under California Finance Lenders Law License #60DBO37652,
Colorado – Best Capital. Funding, Inc., NMLS #303222, (888) 474-0404, Regulated by the Division of Real Estate,
Florida – License #MLD1214, Michigan – License #FL19886, Nevada – License #4113,
Nevada Mortgage Broker License,
Oklahoma - License #ML010777, Oklahoma Mortgage Lender License.
Oregon- License #ML-5410, Oregon Mortgage Lending License.
Pennsylvania - Licensed as a first mortgage banker by the Department of Banking License #51518,
Washington - Consumer Loan Company License CL-303222